Traveling to San Francisco with a Toddler

A couple of years ago, planning a trip anywhere in the world for us was fairly easy.  Now however, we have a 1.5 year old with us, and he's not too fond of 12 hour drives in the car or long layovers.  We waited 2 years to take our son Leo on his first flight, but you can fly with a child older than 2 weeks without any issues on every US airline.  They also give you an option to...
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Tips to Maximize Your Savings Potential, Even With Low Interest Rates

Tips to Maximize Your Savings Potential, Even With Low Interest Rates Guest Post By Patty Moore from Working Mother Life Visit her blog for more information on how to save money and balance a budget for your family, as well as more child-centric financial information.   Most banks offer super low interest rates on savings accounts, which can be a pain for tho...
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AMEX Reimbursement Times

Many Credit Cards offer off perks like 'Free TSA Pre-Check' and 'Free Travel Credits' for certain designated items like Luggage, Flight Changes, or drinks/snacks bought during flight.  The Amex Gold and Platinum Cards include a $100 or $200 'Travel Credit' that technically can't be used to buy regular airline tickets... But you CAN buy a SouthWest or other brands of Gift Cards ...
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Guest Post – Traveling with College Debt

Got College Debt? Here’s How You Can Still Travel Guest Post By Jacob, the voice over at @DollarDiligence. Jacob knows quite a bit about student debt, in fact, he paid down over $25k. Jacob is working to help and inspire others to take control of their finances. If you’re one of the 40 million Americans who has student loan debt, you may think that you’re trapped by them....
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CLEveland to LAx – October 2017 for 2 People

CLE-to-LAX-FREE
A friend from Shaker Heights wanted to treat her BFF to a trip to LA.  The time frame was ideally mid October, and they'd be flying out of CLEveland (Hopkins). She is new to Churning, so the planning for this trip went as follows for simplicity: Find Flights - Cheapest with Points without being 8.5+ hours Find the card(s) that are offering bonuses now that line up with ...
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Credit Card Application Rules to Be Aware Of

Amex, Chase, and Citi Application Rules to Know As we discussed in the Chase 5/24 Post, Chase doesn't take too kindly to folks opening up a lot of NON-Business Cards in the lats 2 years... However they aren't the only ones to frown upon this hobby.  While they have the strictest of the 'rules' to limit Credit Card Churning, their competitors implement similar tactics that you ...
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The Infamous Chase 5/24 Rule

In the 'Free Travel' Game, Chase is regarded as the Best Card Issuer out there, as they have a bulk of the market share and tie ins with many hotels and airlines, PLUS a few amazing cards that earn 'Ultimate Rewards' Points. Unfortunately - Chase does not take too kindly to our gaming the system and winning Free Trips on their behalf.  They have to balance their love of mone...
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An Easy Way to Top Off & Earn More Marriott Points

You might find yourself in a situation like me, where you have 2,800 seemingly worthless Marriott Points.  You perhaps did $2,800 worth of spending on the ol' Marriott Card you recently canceled to get those.... But you can't redeem them for nights, magazines, OR anything fun.  Sure you can transfer them to SPG (at 3:1)  BUT, they only allow you to transfer in 1,000 point incre...
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A Quick Way to Top off your American Airlines Points

If you find yourself in a situation where you have say 12,100 American Airlines Points, and want to buy a one-way ticket for 12,500... You might be able to just 'use your AA CitiAdvantage Card to buy $400 worth of stuff'.  But what if you've recently canceled your card?  Fear Not.  You can make a donation to various Charities that pay out 10x AA points per dollar... The points ...
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Direct Links for Airline Rewards Programs

A quick and dirty resource for finding Award Availability in the most popular airlines: Book Award Flights on American Airlines Book Award Flights on All Nippon Airlines - Very Convoluted Book Award Flights on United Airlines Book Award Flights on SouthWest Book Award Flights on Delta - Useful for finding cheaper flights on Korean Air via SkyPartner Transfer B...
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