Chase Sapphire Reserve – The Best Card Ever?

Last August Chase tried to blow past their competition by offering the undisputed 'Best Card Ever'  - The Chase Sapphire Reserve. Normally when someone asks 'which is the best card for me?' I tell them it depends on their travel goals... but in many cases its the new'ish Chase Sapphire Reserve featured here.  You get $600 worth of travel credit*, a TSA PreCheck Credit, A...
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Why SouthWest RapidRewards is the Best Card for US Travel

Southwest Loves You
Is SouthWest the Best Frequent Flier Credit Card? When people ask me ''What's the Best Card to earn Miles on?"  I usually ask where it is they want to go.  If its within the US including Puerto Rico, then the answer is by far any of SouthWest's RapidRewards cards from Chase.  They service all major cities, and include routes to Cancun, Punta Cana,  Montego Bay and Nassau as we...
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Direct Links for Airline Rewards Programs

A quick and dirty resource for finding Award Availability in the most popular airlines: Book Award Flights on American Airlines Book Award Flights on All Nippon Airlines - Very Convoluted, requires a login Book Award Flights on United Airlines Book Award Flights on SouthWest Book Award Flights on British Airways Book Award Flights on Delta - Useful for findi...
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How to Meet Credit Card Minimum Spend Requirements Quickly!

our haul from Japan
How to Meet Min Spend Requirements Easily The 1st thing most people ask when they get into the 'Travel Hacking' game is 'How am I going to spend $2,000  or in some cases $5,000 in 3 months?  If I had that kind of money lying around I wouldn't be tryin' to Travel for FREE in the 1st place!'  Fear not my friend, there are ways around that.  Some which essentially don't includ...
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How and Why to Get the SouthWest Companion Pass

Companion Pass Closeup
If you're here, its because you have at least one friend (or God-willing, a Loved one) and want to travel the US/Caribbean with them for FREEish.  The Companion Pass basics are outlined in SouthWest's own words below: If that's unclear, what it means is that when YOU buy a ticket with EITHER Points OR real Money, your Companion gets to hitch a ride for FREE!*  Less the T...
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Tips to Maximize Your Savings Potential, Even With Low Interest Rates

Tips to Maximize Your Savings Potential, Even With Low Interest Rates Guest Post By Patty Moore from Working Mother Life Visit her blog for more information on how to save money and balance a budget for your family, as well as more child-centric financial information.   Most banks offer super low interest rates on savings accounts, which can be a pain for tho...
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Puerto Rico Winter Escape – Paid for with Points

El Yunque
Puerto Rico Trip for Two We chose to visit Puerto Rico in March to escape the seemingly incessant Cleveland Winter.  Originally, the 51st state wouldnt even be on my radar... but thanks to the SouthWest Companion Pass and their dozen 'Caribbean area' destinations, we thought we'd explore a new Rainforest / Tropical area, since we liked Costa Rica so much. To 'Finance' this tr...
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Comparing Hotel Points – New Orleans [Hyatt, Hilton, & IHG]

French Quarter Hyatt
One of the hardest parts of determining which card to get, is the burden of figuring out 'which card gives you the most bang for your buck?'  specifically when 'paying' with points.  This matter is further complicated because each Hotel Line has 1-5 different types of Hotels, and 1-9 different 'Point Redemption Levels.'  Its hard to do a 'tit for tat' comparison unless you have...
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Relaxing Costa Rica Nature Retreat

Costa Rica is now part of the new 'non-US' destinations that SouthWest flies!   A round trip to Costa Rica averages 25,000 Points, which means one SouthWest credit card can get you and your special someone there.  If your special someone returns the favor, you could get the hotels and/or car rental for free as well. We opted for the more rustic 'Naturey' vacation, as we both...
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Credit Score Details – Churning FAQ

Most people immediately think opening 5 credit cards in a year as damning to your Credit Score.  The irony is is the opposite is often true. Credit scores are calculated by looking at the data found in a credit report. This includes the following: Payment history Length of credit history Credit utilization (total available credit / credit used) Types of credit used (revol...
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Current Deals and Other Churning News

Sometimes a new Credit Card Sign-Up Offer might seem 'Too Good to Be True' - and might not be around for long.  If that's the case you have to strike while the iron is hot.  Here you can find a list of Last Minute Opportunities and Current Deals that may be Expiring Soon , as well as news relevant to 'Churning.' If you're NEW to Churning Credit Cards for Free Vacations, be s...
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EuroTrip – Italy Ireland & England on the Cheap

In 2012 I went on a Solo Trip to Italy, England and Ireland.  I had already been to Italy before, but missed out on Florence.  London and Ireland have always been high on my 'To See' List,  and I was excited to do some traveling Alone for the 1st time in my life. I was still new to the Credit Card Churning game at this point, and was happy just to use a $300 voucher from Air...
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Keeping Track of your Credit Cards

Its Important to know when you open and close each card you apply for.  The Annual Fee on most cards can be removed if you wait more than 12 months, but that requires a call to Customer Service.  After 13, you might not get your annual fee back.  If you cancel AFTER the fee hits, you might get a free Hotel Night or other benefit, OR a Retention Offer ($ or Points) IF you call C...
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